Tom Davis Jr.

NMLS #331713 DRE# 01075050

916-804-9343

tomdavisjr@comcast.net

Tom Davis Jr. Owner/Consultant

Blog

Navigating Mortgage Opportunities for Veterans and Service Members

Navigating Mortgage Opportunities for Veterans and Service Members

For those who have fearlessly defended our nation, the battle to secure a place to call home shouldn't be burdened by unnecessary financial shackles. Veterans and service members are armed with a unique set of mortgage options tailored to their needs. Amo

Oct 10, 2023 | VA Loans

Cracking the Code to Financial Freedom: Bi-Weekly Mortgage Payments

Cracking the Code to Financial Freedom: Bi-Weekly Mortgage Payments

Congratulations on taking the step of becoming a homeowner! Let’s be honest - the journey to paying off your mortgage can sometimes feel never ending. What if there was a way to make that journey a bit shorter and save some money in the process? It&

Oct 03, 2023 | Purchasing a Home

Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Are you dreaming of owning your very own slice of heaven – your own home? Well, guess what? The path to making that dream a reality involves some important choices, like picking the right mortgage term. A mortgage is like a magic key that unlocks yo

Sep 26, 2023 | Purchasing a Home

8 Ways to Identify a Mortgage Scam and Protect Yourself

8 Ways to Identify a Mortgage Scam and Protect Yourself

Getting that key to your dream home is like catching a glimpse of a shooting star – it is thrilling! But wait, the galaxy of the mortgage world has its share of tricky comets as well. These shady mortgage scams can transform your dream into a haunti

Sep 19, 2023 | Purchasing a Home

Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

Buying a house is a big deal, and there's some key phrases that you need to know. You can conquer the world of real estate once you understand a powerful weapon in your financial arsenal: the "debt-to-income ratio." Don't let the jargon scare you –

Sep 14, 2023 | Purchasing a Home

How to Avoid Private Mortgage Insurance (PMI)

How to Avoid Private Mortgage Insurance (PMI)

Imagine you're on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There's a sneaky hurdle called Private Mortgage Insurance (PMI) lurking in the shadows. Buckle up, because we're about

Sep 12, 2023 | Purchasing a Home

« Previous 1 2 ... 8 9 10 11 12 13 14 ... 41 42 Next »